Advisory Services

Financial goals vary as much as people do—we’re all different. At Flynn Financial, we are ready for this. Having access to a wide variety of investment vehicles and knowledge allows our team to help meet the needs of our diverse clientele.

Flynn Financial, LLC offers the following services to advisory clients:

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Investment Supervisory Services

Flynn Financial offers ongoing portfolio management services based on the individual goals, objectives, time horizon, and risk tolerance of each client. We create an Investment Policy Statement for each client, which outlines the client’s current situation (income, tax levels, and risk tolerance levels) and then construct a plan (the Investment Policy Statement) to aid in the selection of a portfolio that matches each client’s specific situation.

Flynn Financial, generally limits its investment advice and/or money management to mutual funds, equities, bonds, fixed income, debt securities, ETFs, REITs, UIT’s, Options, insurance products including annuities, and government securities. We also may use other securities as well to help diversify a portfolio when applicable.

Investment Supervisory Services include, but are not limited to, the following:

  • Investment strategy
  • Personal investment policy
  • Asset allocation
  • Asset selection
  • Risk tolerance
  • Regular portfolio monitoring

Flynn Financial evaluates the current investments of each client with respect to their risk tolerance levels and time horizon. Risk tolerance levels are documented in the Investment Policy Statement, which is given to each client.

Advisor Directed / Portfolio Management Services

"Advisor Directed" is Flynn Financial's turnkey, full service portfolio solution. Working with your advisor, an Investment Policy Statement (IPS) will be prepared for you that will outline your financial objectives, goals, and tolerance for risk. This IPS will act as your playbook going forward with respect to designing, building, and maintaining your portfolio over time. Carefully adhering to your IPS agreement, your advisor will be given primary discretion to work on your behalf. This discretion is limited to such matters as rebalancing portfolios, selecting appropriate investments, and placing orders to buy or sell securities for you.

With Advisor Directed, we do not take a one-size-fits-all approach; rather we customize your portfolio to address your particular circumstances. We take into consideration important factors such as tax sensitivity, liquidity needs, and income distribution requirements to name a few. Goals like having a worry-free retirement, or putting a child through college, need professional advice to create an effective plan.

Our Advisor Directed portfolios are designed around a "Core/Satellite" methodology. The "Core" portfolio component may comprise part or all of your account holdings. The "Core" component is usually comprised of such securities as Open-End Mutual Funds, Closed-End Mutual Funds, and ETF’s that are deemed most attractive as well as most suitable for your situation. The "Satellite" portfolio component, to the extent that it exists, will comprise a smaller weighting of your overall portfolio holdings. In constructing the "Satellite" component, we may use individual stocks, bonds, as well as option strategies like writing covered calls.

We employ proprietary techniques as well as classic valuation methods to uncover securities that we feel meet our strict investment criteria. Some attributes we search for are; attractive security valuations, investment timeliness, and above average return expectations for various asset classes looking out over the forthcoming five year period.

Advisor Supported/ Portfolio Services

"Advisor Supported" is Flynn Financial's solution to those investors that would like to maintain control over investment related matters regarding their portfolio but also recognize the value that an experienced financial advisor may provide. Goals like having a worry-free retirement, or putting a child through college, need professional advice to create an effective plan.

Working together with your advisor, clients will have the ability to implement their investment plan based on their own input along with that of their advisor. Client’s advisor can assist them in items such as researching investments, making changes to their portfolio, and monitoring their portfolio on an ongoing basis. If you desire, your advisor is willing to bring to the table their own base of knowledge and experience to offer investment recommendations that may be a fit for you as well. Our advisors are experienced in various areas that may have a positive impact on your portfolio other than just the selection of sound investments. Items such as managing portfolio volatility, controlling liquidity needs, processing retirement distributions, and staying current involving tax matters are also important in servicing an investment portfolio successfully over time.

Small Business Retirement Plans

Advisory Services are offered to Small Businesses with respect to Defined Benefit and Defined Contribution retirement plans such as 401(k), 403(b), SIMPLE, SEP, Profit Sharing, etc. Flynn Financial will assist the employer with plan design, set-up and monitoring. A key advantage for employers using our services is the on-going education and advisor availability that we offer to their employees.

Educational Funding Accounts

Advisory Services are offered to those seeking to save for the future educational needs of their family or close loved ones such as children and/or grandchildren, nieces or nephews. We can work with you to create a detailed needs analysis based on your educational savings goals and your ability to set aside funds for the future. We can also assist clients in establishing accounts such as 529 plans, Coverdell Education Savings Accounts, as well as investment accounts that are simply earmarked by the donor(s) for future educational expenses but do not fall under a formal educational program.
Selection of Other Advisors - Separately Managed Accounts Through its partnership with Lockwood Advisors, Flynn Financial has the ability to provide individual investors with access to some of the investment communities leading investment managers. With a separately managed account, investors enjoy direct ownership of the securities in their portfolio. This allows for greater flexibility, more control and significant tax advantages over other investment vehicles.

Financial Planning

"Comprehensive Financial Planning" involves a customized financial plan, created specifically for the client. Topics covered include retirement, education, and goal planning, accumulating and preserving wealth, managing income taxes, and comprehensive insurance protection analysis.
"Focus Planning" centers around one or more financial planning topics that are of immediate concern to the client.

 

Flynn Financial LLC is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any securities. Past performance is not indicative of future results. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed here.